TY - BOOK AU - Gitman,Lawrence J. AU - Joehnk,Michael D. TI - Personal financial planning SN - 0030330017 AV - HG179 .G54 1999 U1 - 332.024 21 PY - 1999/// CY - Australia PB - South-Western/Thomson Learning KW - Finance N1 - Includes index ER -